will be posted here.
fraud is a serious problem. Credit card fraud
causes an estimated $1 billion each year in
losses in the United States. The consumer pays
for the fraud by way of higher finance charges,
annual fees, and increased costs for law
enforcement. To protect against credit card
fraud, consider the following:
|Protect Your Bills
and Credit Cards |
Unscrupulous scam artists raid mailboxes to
gather renewal credit cards and bills to
obtain credit card numbers. Be aware of when
your cards and bills are due to arrive. If
they are late, contact your credit card
company. Endorse all credit cards when they
arrive. Keep a record of your credit card
number in a secure place. Include in that
record the expiration date, phone number and
address of the card issuer. Check your cards
to ensure none are missing. Always get your
credit card back promptly from salesclerks.
|Guard Your Credit
Card Number |
give your credit card number over the phone
unless you are dealing with a company you
have done business with before. Memorize
your PIN number and do not keep it with your
Require You to Show Your Credit Card for
Identification When Paying by Check
It is a
violation of Florida law to require a
consumer to produce a credit card number or
expiration date before payment by check.
However, a consumer can be required to show
that they have a valid credit card. The
merchant can note the type of card (ex:
Visa) and the name of the issuing bank.
|Safety Tips When
Using Your Credit Card |
carbons and voided receipts immediately.
Check your bill against receipts that have
been kept in a secure place. If you are not
using a credit card, destroy it immediately.
Report stolen and lost cards immediately.
When on a trip, carry the name of the
issuer, account number and the toll free
number of the issuer in a secure place. Note
the date, time and person to whom you
reported that your card was lost or stolen.
Source: Originally developed by
the Florida Attorney General's Office